:root{--navy:#123c4e;--ink:#173b48;--teal:#087f7d;--muted:#526973;--line:#dce6e6;--pale:#edf6f3}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}a:focus-visible,summary:focus-visible{outline:3px solid #0097cf;outline-offset:5px}.wrap{max-width:1240px;margin:auto;padding-left:40px;padding-right:40px}.draft{background:#123c4e;color:#e5f3f2;text-align:center;font-size:11px;letter-spacing:.06em;padding:8px 16px}.draft span{margin:0 10px;color:#68d1be}header{display:flex;align-items:center;justify-content:space-between;gap:30px;min-height:110px}.brand{display:flex;align-items:center;gap:12px;flex-shrink:0}.brand strong{font-size:31px;line-height:1.05;letter-spacing:-1px;color:#075988}.brand strong span{color:#09a594}.brand small{display:block;font-size:11px;letter-spacing:.06em;margin-top:6px}.mark{height:52px;width:56px;overflow:hidden;display:block;position:relative}.mark img{position:absolute;width:116px;max-width:none;left:-31px;top:-23px}nav{display:flex;align-items:center;gap:28px;font-size:13px;font-weight:600}.button{display:inline-flex;align-items:center;justify-content:center;gap:24px;background:var(--teal);color:white;padding:15px 22px;border-radius:5px;font-weight:600;font-size:14px;transition:background .2s,transform .2s}.button:hover{background:#076360;transform:translateY(-2px)}.button.small{font-size:12px;padding:12px 18px}.hero{display:grid;grid-template-columns:1.15fr 1fr;gap:52px;align-items:center;padding-top:68px;padding-bottom:82px}.eyebrow{font-size:11px;font-weight:bold;letter-spacing:.16em;margin:0 0 22px;color:var(--teal)}.dot{display:inline-block;background:#0b9e87;width:7px;height:7px;border-radius:50%;margin-right:9px}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(38px,4.1vw,56px);font-weight:500;line-height:1.1;letter-spacing:-2px;margin-bottom:24px}h1 em{font-style:normal;color:var(--teal)}.intro{font-size:17px;max-width:540px;color:var(--muted)}.actions{display:flex;flex-wrap:wrap;align-items:center;gap:24px;margin-top:30px}.textlink{font-size:13px;font-weight:bold;border-bottom:1px solid #b3cfcb;padding-bottom:4px}.fine{font-size:11px;color:#61767c;margin-top:20px}.hero-art{position:relative;min-height:475px;background:#eaf5f2;border-radius:110px 8px 8px 8px;display:flex;justify-content:center;align-items:center;isolation:isolate;overflow:hidden}.orb{position:absolute;border:1px solid #c8e2db;border-radius:50%;z-index:-1}.orb1{height:440px;width:440px;top:-130px;right:-200px}.orb2{height:340px;width:340px;bottom:-210px;left:-130px;background:#d9eee8}.logo-panel{width:280px;background:white;padding:0 22px 25px;border-radius:8px;box-shadow:0 24px 50px #1a665c12;text-align:center;transform:translateY(-20px)}.logo-crop{height:220px;overflow:hidden;position:relative}.logo-crop img{position:absolute;width:320px;max-width:none;top:-40px;left:50%;transform:translateX(-50%)}.logo-panel p{font-size:16px;letter-spacing:.03em;color:#075988;margin:0 0 20px}.panel-rule{height:1px;background:var(--line);margin-bottom:18px}.logo-panel>span{font-size:11px;color:var(--muted);letter-spacing:.06em}.floating{position:absolute;bottom:58px;left:27px;right:27px;background:var(--navy);color:white;display:flex;align-items:center;gap:14px;padding:19px 20px;border-radius:5px;box-shadow:0 12px 24px #173b4818}.floating b{font-size:12px}.floating small{display:block;font-size:10px;color:#c5dcdf}.check{width:31px;height:31px;background:#24615f;color:#78dfc9;border-radius:50%;text-align:center;font-size:19px}.art-label{position:absolute;bottom:22px;font-size:8px;letter-spacing:.13em;color:#56736d}.audience{border-block:1px solid var(--line);background:#fbfcfb}.audience .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;padding-top:23px;padding-bottom:23px;font-size:13px}.audience span{font-size:11px;color:var(--muted)}.section{padding-top:90px;padding-bottom:90px}h2{font-size:36px;line-height:1.18;letter-spacing:-1px;font-weight:500;margin-bottom:24px}.section-head{max-width:710px}.section-head>p:last-child{max-width:620px;color:var(--muted)}.services{display:grid;grid-template-columns:repeat(3,1fr);gap:38px;margin-top:48px}.services article{border-top:2px solid #7dbfb0;padding-top:25px}.num{font-size:10px;color:var(--teal);letter-spacing:.13em}h3{font-size:19px;font-weight:500;line-height:1.35;margin:18px 0 12px}.services p{font-size:14px;color:var(--muted)}.process{background:var(--navy);color:white;padding:80px 0}.process-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px}.process .eyebrow{color:#80dbc4}.process p{color:#c1d5dc;font-size:15px}.process .textlink{color:#8de0cd}.steps{list-style:none;padding:0;margin:0}.steps li{display:flex;gap:24px;border-bottom:1px solid #345562;padding:20px 0}.steps li:first-child{padding-top:0}.steps li:last-child{border:0;padding-bottom:0}.steps>li>span{font-size:12px;color:#8de0cd;padding-top:3px}.steps h3{margin:0 0 7px;font-size:18px}.steps p{font-size:13px;margin:0}.eligibility{display:grid;grid-template-columns:1fr 1fr;gap:90px;border-bottom:1px solid var(--line)}.eligibility p:not(.eyebrow){color:var(--muted);font-size:14px}.source{font-size:12px;text-decoration:underline;text-underline-offset:4px;color:var(--teal)}.faq{display:grid;grid-template-columns:1fr 1.2fr;gap:80px}details{border-bottom:1px solid var(--line);padding:18px 0}details:first-child{padding-top:0}summary{cursor:pointer;font-weight:500;font-size:16px;list-style:none;display:flex;justify-content:space-between;gap:24px}summary::after{content:'+';color:var(--teal);font-size:22px;line-height:1}details[open] summary::after{content:'−'}details p{font-size:14px;color:var(--muted);margin:15px 25px 0 0}.contact{background:var(--pale);border-radius:9px;padding-top:50px;padding-bottom:50px;display:grid;grid-template-columns:1.2fr 1fr;gap:80px}.contact p:not(.eyebrow){font-size:14px;color:var(--muted)}.contact h2{font-size:33px}.contact-note{background:white;border:1px solid #d5e7e1;padding:28px;border-radius:5px}.label{font-size:9px;letter-spacing:.1em;color:var(--teal);font-weight:bold}.contact-note h3{margin-top:14px}.contact-note .notice{border-top:1px solid var(--line);padding-top:15px;font-size:11px!important;margin-bottom:0}footer{display:grid;grid-template-columns:.8fr 1.1fr 1.5fr;gap:50px;padding-top:50px;padding-bottom:35px}footer b{font-size:21px;color:#075988}footer span{display:block;font-size:10px}footer p{font-size:10px;color:#667a80;line-height:1.6}.skip{position:fixed;top:-80px;left:10px;background:white;padding:10px;z-index:10}.skip:focus{top:10px}@media(max-width:1000px){nav{gap:16px}nav .button{display:none}.hero{gap:30px}.hero-art{min-height:450px}.floating{left:18px;right:18px;padding:16px 12px}.process-grid,.eligibility,.faq{gap:45px}.contact{margin-inline:25px;gap:35px}}@media(max-width:700px){.wrap{padding-left:24px;padding-right:24px}.draft{font-size:9px;line-height:1.5}header{flex-wrap:wrap;gap:15px;padding-top:20px;padding-bottom:20px}nav{justify-content:space-between;width:100%;font-size:12px}.brand strong{font-size:28px}.hero{grid-template-columns:1fr;padding-top:35px;padding-bottom:42px;gap:35px}h1{font-size:42px;letter-spacing:-1.6px}.intro{font-size:15px}.hero-art{min-height:430px}.actions{gap:18px}.button{font-size:12px}.audience .wrap{display:grid;grid-template-columns:1fr 1fr;gap:12px;font-size:11px}.section{padding-top:55px;padding-bottom:55px}h2{font-size:30px}.services{grid-template-columns:1fr;gap:22px;margin-top:30px}.services article{padding-top:18px}.services h3{margin-top:10px}.process{padding:55px 0}.process-grid,.eligibility,.faq,.contact{grid-template-columns:1fr;gap:28px}.contact{margin-inline:15px;padding-top:35px;padding-bottom:30px}.contact h2{font-size:28px}footer{grid-template-columns:1fr;gap:18px;padding-top:35px}.art-label{font-size:7px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}

/* Draft informational pages */
.footer-nav{grid-column:1/-1;display:flex;flex-wrap:wrap;gap:8px 25px;border-top:1px solid var(--line);padding-top:20px}.footer-nav a{padding:7px 0;font-size:12px}.footer-nav a[aria-current=page]{color:var(--teal);text-decoration:underline;text-underline-offset:5px}.policy{padding-top:35px;padding-bottom:65px;max-width:1000px}.policy-heading{margin-top:45px;max-width:760px}.policy h1{font-size:48px;margin-bottom:16px}.policy-subtitle{font-size:22px;color:var(--teal);line-height:1.4}.policy-heading>p:last-child{color:var(--muted)}.review-banner{background:var(--pale);border-left:3px solid var(--teal);padding:20px 25px;font-size:14px;margin:30px 0}.policy-body{max-width:760px}.policy-section{border-bottom:1px solid var(--line);padding:26px 0}.policy-section h2{font-size:24px;letter-spacing:-.4px;margin-bottom:15px}.policy-section p{font-size:15px;color:var(--muted)}.policy-section a{text-decoration:underline;color:var(--teal)}.editor-note{background:#f6f8f7;border-radius:4px;padding:16px 20px}.editor-note strong{color:var(--ink)}.policy>.button{margin-top:35px}.contact-fields{margin:0}.contact-fields>div{display:grid;grid-template-columns:160px 1fr;gap:20px;padding:15px 0;border-bottom:1px solid var(--line)}.contact-fields dt{font-size:13px;font-weight:bold}.contact-fields dd{margin:0;font-size:14px;color:var(--muted)}@media(max-width:700px){.policy{padding-top:20px}.policy-heading{margin-top:30px}.policy h1{font-size:38px}.policy-subtitle{font-size:19px}.contact-fields>div{grid-template-columns:1fr;gap:5px}.footer-nav{gap:8px 20px}.policy-section h2{font-size:22px}}

/* User-approved insurer-side experience section */
.playbook{background:var(--navy);color:#fff}.playbook-inner{display:grid;grid-template-columns:1fr 1.15fr;gap:70px;align-items:center;padding-top:46px;padding-bottom:46px}.playbook h2{font-family:Georgia,"Times New Roman",serif;font-style:italic;font-weight:400;font-size:44px;line-height:1.14;letter-spacing:-.02em;margin:0;max-width:390px}.playbook-copy{border-left:2px solid #69c9b6;padding-left:30px;margin:0;color:#e4f1f1;font-size:17px;line-height:1.75}@media(max-width:1000px){.playbook-inner{gap:35px}.playbook h2{font-size:38px}}@media(max-width:700px){.playbook-inner{grid-template-columns:1fr;gap:25px;padding-top:36px;padding-bottom:36px}.playbook h2{font-size:38px;max-width:300px}.playbook-copy{padding-left:20px;font-size:16px}}

.fee-summary{background:var(--pale);padding:54px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.fee-summary h2{max-width:750px;margin-bottom:18px}.fee-lead{font-size:19px;max-width:780px;margin-bottom:12px}.fee-marker{display:inline-flex;align-items:center;justify-content:center;min-width:24px;min-height:24px;vertical-align:super;color:var(--teal);font-size:12px;font-weight:bold;text-decoration:underline;text-underline-offset:2px}.fee-marker sup{font-size:inherit;line-height:1}.fee-bottom{padding-top:24px;padding-bottom:24px}.fee-disclosure{font-size:14px;margin:0;color:var(--muted)}.fee-disclosure a{color:var(--teal);font-weight:bold;text-decoration:underline;text-underline-offset:3px}@media(max-width:700px){.fee-summary{padding:38px 0}.fee-lead{font-size:17px}}

.payment-story{background:#f4f8f7;padding:76px 0}.payment-story-intro{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center;margin-bottom:38px}.payment-story-intro h2{font-size:40px;line-height:1.15;max-width:510px;margin:0}.payment-story-intro>p{color:var(--muted);margin:0;font-size:16px}.payment-journey{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1.1fr 1fr 1fr;border:1px solid #cfdfdb;border-radius:12px;overflow:hidden;background:#fff}.payment-journey li{padding:30px;border-right:1px solid #cfdfdb}.payment-journey li:last-child{border-right:0}.journey-step{display:flex;justify-content:space-between;color:var(--teal);font-size:12px;letter-spacing:.12em;font-weight:bold;margin-bottom:18px}.journey-step span{font-size:20px;line-height:1}.payment-journey h3{font-size:20px;margin-bottom:20px}.payment-journey p{font-size:14px;line-height:1.65}.payment-journey .payment-stat{font-size:80px;line-height:1;letter-spacing:-5px;color:var(--teal);margin:0 0 18px}.payment-stat span{font-size:38px;letter-spacing:-1px}.payment-journey .payment-caption{font-size:11px;color:var(--muted);margin:18px 0 0}.journey-symbol{height:80px;font-size:48px;color:var(--teal);line-height:1.3;margin-bottom:18px}.payment-journey .journey-statement{font-size:21px;line-height:1.35;letter-spacing:-.3px}.payment-follow{background:#e7f2ee}.payment-method{border-bottom:1px solid #cfdfdb;margin-top:14px}.payment-method summary{font-size:13px;padding:16px 0;color:var(--muted);cursor:pointer}.payment-method summary::after{display:none}.method-label{font-size:11px;margin-left:12px;color:var(--teal)}.payment-method>div{max-width:880px;padding:6px 0 20px}.payment-method p{font-size:14px;color:var(--muted)}.payment-method a{color:var(--teal);text-decoration:underline;text-underline-offset:3px}.payment-action{display:flex;gap:24px;align-items:center;margin-top:30px}.payment-action p{font-size:14px;margin:0 0 4px}.payment-action small{display:block;font-size:11px;color:var(--muted);max-width:430px}@media(max-width:1000px){.payment-story-intro{gap:32px}.payment-story-intro h2{font-size:34px}.payment-journey li{padding:24px}}@media(max-width:700px){.payment-story{padding:44px 0}.payment-story-intro{grid-template-columns:1fr;gap:22px;margin-bottom:28px}.payment-story-intro h2{font-size:32px}.payment-journey{grid-template-columns:1fr}.payment-journey li{border-right:0;border-bottom:1px solid #cfdfdb;padding:26px}.payment-journey li:last-child{border-bottom:0}.journey-symbol{height:48px;font-size:36px;margin-bottom:12px}.payment-journey .payment-stat{font-size:70px}.payment-action{align-items:flex-start;flex-direction:column;gap:16px}.method-label{display:block;margin-left:0;margin-top:4px}}

.specialties{padding-top:70px;padding-bottom:70px}.specialties-head{display:flex;justify-content:space-between;gap:45px;align-items:center;margin-bottom:30px}.specialties-head h2{margin:0}.specialties-head>p{max-width:280px;color:var(--muted);font-size:18px}.specialty-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.specialty-cards article{display:flex;flex-direction:column;padding:26px 23px;border:1px solid var(--line);border-radius:9px;background:#f8fbfa}.specialty-icon{width:46px;height:42px;color:var(--teal);margin-bottom:24px}.specialty-cards h3{font-size:19px;margin-bottom:14px}.specialty-cards p{font-size:14px;color:var(--muted);margin-bottom:26px}.specialty-cards a{margin-top:auto;font-size:13px;font-weight:bold;color:var(--teal);display:flex;justify-content:space-between;padding:8px 0;text-decoration:underline;text-underline-offset:4px}.specialty-hero{padding-top:30px;padding-bottom:60px}.specialty-hero-grid{display:grid;grid-template-columns:1.35fr 1fr;gap:60px;margin-top:48px;align-items:center}.specialty-hero h1{font-size:46px;letter-spacing:-1.3px}.specialty-intro{color:var(--muted);font-size:17px}.specialty-partner{background:var(--pale);border-radius:12px;padding:38px}.specialty-partner h2{font-size:28px;line-height:1.25}.specialty-partner p:last-child{font-size:14px;color:var(--muted);margin:0}.specialty-work{padding-top:35px;padding-bottom:65px;border-top:1px solid var(--line)}.specialty-tasks{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;margin-top:32px}.specialty-tasks h3{font-size:20px;margin-top:15px}.specialty-tasks p{font-size:15px;color:var(--muted)}.specialty-start{background:var(--pale);padding:48px 0}.specialty-start>.wrap{display:grid;grid-template-columns:1.2fr 1fr;gap:60px;align-items:center}.specialty-start p{max-width:570px}.specialty-start .fine{max-width:390px}.specialty-reading{padding-top:30px;padding-bottom:36px}.specialty-reading p{font-size:11px;color:var(--muted);margin-bottom:8px}.specialty-reading a{text-decoration:underline;text-underline-offset:3px}.specialty-reading nav{flex-wrap:wrap;font-size:12px;margin-top:24px}.specialty-reading [aria-current=page]{color:var(--teal)}@media(max-width:1000px){.specialty-cards{grid-template-columns:repeat(2,1fr)}.specialty-hero-grid{gap:30px}.specialty-hero h1{font-size:38px}.specialty-partner{padding:26px}}@media(max-width:700px){.specialties{padding-top:45px;padding-bottom:45px}.specialties-head{display:block}.specialties-head>p{max-width:none;margin-top:22px}.specialty-cards{grid-template-columns:1fr}.specialty-hero-grid,.specialty-tasks,.specialty-start>.wrap{grid-template-columns:1fr;gap:26px}.specialty-hero-grid{margin-top:30px}.specialty-hero h1{font-size:36px}.specialty-tasks article{border-bottom:1px solid var(--line);padding-bottom:12px}.specialty-start .button{max-width:100%;font-size:13px;gap:12px}.specialty-reading nav{display:flex;gap:16px}}

/* Approved marketing revision */
.payment-journey .payment-stat{font-size:48px;letter-spacing:-2px;margin-bottom:18px}.payment-stat span{font-size:25px;letter-spacing:0}.journey-symbol{height:48px;font-size:36px}.specialty-early-cta{margin-top:10px}.specialty-start .button,.specialty-early-cta{white-space:normal;text-align:center}.payment-action .button{flex-shrink:0}header nav{gap:18px}header nav .small{font-size:11px;padding:12px 14px}@media(max-width:1000px){header nav .button{display:inline-flex}header{flex-wrap:wrap;padding-top:20px;padding-bottom:20px}header nav{flex-wrap:wrap}}@media(max-width:700px){header nav{justify-content:flex-start;gap:14px 20px}header nav .button{width:100%}.payment-journey .payment-stat{font-size:48px}.specialty-early-cta{max-width:100%;font-size:12px}.payment-action .button{max-width:100%;text-align:center}.contact-note .textlink{display:inline-block;margin-bottom:16px}}

/* Official insurer marks: local identification context, with clear space. */
.playbook-inner{display:flex;flex-direction:column;gap:28px;text-align:center;padding-top:54px;padding-bottom:54px}
.playbook-title{border:0;padding:0}.playbook-title h2{margin:0}
.insurer-context{width:100%;max-width:760px}
.playbook .insurer-label{font-size:10px;letter-spacing:.13em;text-transform:uppercase;color:#c1d5dc;margin:0 0 16px}
.insurer-logos{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;padding:0;margin:0}
.insurer-logo{background:#fff;border-radius:6px;min-width:0;height:108px;display:flex;align-items:center;justify-content:center;padding:20px}
.insurer-logo img{display:block;max-width:100%;height:64px;object-fit:contain}
.playbook .insurer-note{font-size:11px;color:#c1d5dc;margin:14px 0 0}
.playbook .playbook-copy{max-width:740px;border:0;padding:0;margin:0}
@media(max-width:700px){.playbook-inner{gap:24px;padding-top:40px;padding-bottom:40px}.insurer-logos{gap:10px}.insurer-logo{height:90px;padding:12px}.insurer-logo img{height:54px}.playbook .insurer-label{font-size:9px;letter-spacing:.08em}.playbook .insurer-note{font-size:10px}.playbook .playbook-copy{font-size:15px}}
@media(max-width:420px){.insurer-logos{grid-template-columns:1fr;max-width:240px;margin-inline:auto}.insurer-logo{height:92px;padding:18px}.insurer-logo img{height:56px}}

/* CMS Table 9 shares; keep logo clear space and reserve statistic space. */
.insurer-logo{height:158px;flex-direction:column;gap:12px}.insurer-share{font-size:28px;font-weight:500;line-height:1;color:var(--navy)}
.playbook .insurer-total{font-size:17px;line-height:1.65;max-width:710px;margin:26px auto 0;color:#fff}.insurer-total strong{color:#8de0cd;font-size:24px}.insurer-citation{color:#8de0cd;margin-left:4px;text-decoration:underline;text-underline-offset:3px}.insurer-citation sup{font-size:11px}
.insurer-source{max-width:710px;text-align:left;border-bottom:1px solid #345562;margin:18px auto 0;padding:12px 0}.insurer-source summary{font-size:11px;color:#c1d5dc}.insurer-source summary::after{font-size:16px}.playbook .insurer-source p{font-size:12px;color:#c1d5dc;margin:12px 0 4px}.insurer-source a{color:#8de0cd;text-decoration:underline;text-underline-offset:3px}
@media(max-width:700px){.insurer-logo{height:138px;gap:12px}.insurer-share{font-size:25px}.playbook .insurer-total{font-size:15px}}
.insurer-logo{height:180px;position:relative;padding-bottom:40px}.insurer-entity{position:absolute;bottom:14px;font-size:11px;line-height:1.2;color:var(--muted)}@media(max-width:700px){.insurer-logo{height:160px;padding-bottom:36px}}

/* Approved cleaner statistics layout; detailed source note at page bottom. */
.insurer-logo{height:auto;background:transparent;border-radius:0;padding:0;gap:16px;display:flex;flex-direction:column}
.insurer-logo-box{height:112px;width:100%;padding:22px 18px;border-radius:6px;background:#fff;display:flex;align-items:center;justify-content:center}
.insurer-share{color:#fff;font-size:28px;line-height:1.15;font-weight:400}
.playbook .insurer-total{margin-top:28px;font-size:17px;line-height:1.6;max-width:640px}.insurer-total strong{display:inline-block;font-size:42px;line-height:1.2;font-weight:500;letter-spacing:-1px;margin-bottom:10px}
.insurer-endnote{padding-top:36px;padding-bottom:18px;margin-top:35px;border-top:1px solid var(--line);font-size:11px;line-height:1.7;color:var(--muted)}.insurer-endnote p{margin:0 0 8px}.insurer-endnote a{text-decoration:underline;text-underline-offset:3px}.insurer-endnote:target{background:var(--pale)}.endnote-back{font-size:11px;color:var(--teal)}
@media(max-width:700px){.insurer-logo{height:auto;padding:0;gap:12px}.insurer-logo-box{height:100px;padding:20px 16px}.insurer-share{font-size:26px}.insurer-logos{row-gap:24px}.insurer-total strong{font-size:34px}.playbook .insurer-total{font-size:15px}.insurer-endnote{padding-top:25px}}

/* Count overlays reserve the final value's exact box; accessible text never changes. */
.insurer-share,.insurer-total strong{font-variant-numeric:tabular-nums}
.count-active{position:relative;display:inline-block}.count-final{opacity:0}.count-visual{position:absolute;inset:0;text-align:center;white-space:nowrap;pointer-events:none}

/* Reversible warm hero typography study; system fonts only. */
.hero h1{font-size:clamp(32px,3.3vw,46px);line-height:1.16;letter-spacing:-1.4px}
.hero-warm-title{display:block;font-family:Georgia,"Times New Roman",serif;font-size:clamp(44px,4.55vw,62px);font-weight:400;line-height:1.08;letter-spacing:-1.8px;margin-bottom:20px;color:var(--navy)}
@media(max-width:700px){.hero h1{font-size:34px;line-height:1.18;letter-spacing:-1px}.hero-warm-title{font-size:46px;line-height:1.08;letter-spacing:-1.3px;margin-bottom:18px}}
@media(max-width:360px){.hero h1{font-size:30px}.hero-warm-title{font-size:42px}}

/* Soft italic refinement: locally available Georgia italic; Times New Roman/serif fallback. */
.hero-warm-title{font-style:italic;letter-spacing:-1.5px;padding-right:5px}
@media(max-width:700px){.hero-warm-title{letter-spacing:-1px}}

/* Radiology ratio label remains visually attached to its figure. */
#radiology-evidence .payment-stat{margin-bottom:18px}#radiology-evidence:target{outline:2px solid var(--teal);outline-offset:-2px}
.payment-stat .payment-count,.payment-count>span{font-size:inherit;letter-spacing:inherit;font-variant-numeric:tabular-nums}.payment-count .count-visual{text-align:left}

/* Compact, native source disclosures; open in HTML for no-JS access. */
.source-notes{padding-top:28px;padding-bottom:28px}.source-note{border-top:1px solid var(--line);scroll-margin-top:24px}.source-note:last-child{border-bottom:1px solid var(--line)}.source-note summary{display:list-item;list-style:disclosure-closed inside;padding:16px 0;cursor:pointer;font-size:13px;font-weight:600;color:var(--muted)}.source-note[open] summary{list-style-type:disclosure-open}.source-note summary::after{display:none}.source-note summary:focus-visible,.source-notes a:focus-visible{outline:2px solid var(--teal);outline-offset:4px}.source-note-body{max-width:920px;padding:0 0 20px;font-size:13px;line-height:1.75;color:var(--muted)}.source-note-body p{margin:0 0 12px}.source-note-body a{color:var(--teal);text-decoration:underline;text-underline-offset:3px}.source-note:target{background:var(--pale)}.source-note .endnote-back{display:inline-block;font-size:12px;padding:6px 0}.source-note-body>p>strong:first-child{font-weight:600}
html:has(.source-note:target){scroll-behavior:auto}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.contact-note .button{max-width:100%;white-space:normal;text-align:center;margin:4px 0 16px}.contact-note .button:focus-visible{outline:3px solid var(--navy);outline-offset:4px}

.playbook h2{font-family:Arial,Helvetica,sans-serif;font-style:normal;font-weight:500}

footer b .footer-med{display:inline;font-size:inherit;color:var(--teal)}